Instant Funding vs PropXP: prices and rules compared
A side-by-side comparison built from the challenges we record for both firms. Values marked in green are the better of the two on that line.
In numbers
- Cheaper entryPropXP
- Higher max profit splitSame for both
- Faster payoutInstant Funding
- More max-loss roomSame for both
| Instant Funding | PropXP | |
|---|---|---|
| Starts from | $44 · $625 | $29 · $3K |
| Price after discount | $39.60 | $24.65 |
| Discount code | AFF8989 (10%) | FUNDPILOT (15%) |
| Programs | Instant, 1-step | 1-step, 2-step |
| Account sizes | $625 – $120K | $3K – $200K |
| Profit split | 80% | 80% |
| Drawdown | Static or trailing, by program | Static |
| Max loss | 6% – 10% | 6% – 10% |
| News trading | In some programs | Not allowed |
| Weekend holding | In some programs | Not allowed |
| EAs allowed | Allowed | Allowed |
| Fastest payout | every 1 days | every 14 days |
| Platforms | MT5 · cTrader · Match-Trader | MT5 |
| Founded | 2021 | Not available |
| Last updated | 10 November 2026 | 11 November 2026 |
Same account size, same number of steps
The cheapest challenge from each firm at each size (price after discount).
| Account size | Instant Funding | PropXP |
|---|---|---|
| $10K 1 step | $90 · 80% · 6% | $84.15 · 80% · 6% |
| $25K 1 step | $166.50 · 80% · 6% | $186.15 · 80% · 6% |
| $50K 1 step | $255.60 · 80% · 6% | $279.65 · 80% · 6% |
| $100K 1 step | $450 · 80% · 6% | $483.65 · 80% · 6% |
Price · Profit split · Max loss
The code is applied at checkout on the firm's website. Check the offer terms before paying.
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