FundingPips vs Instant Funding: prices and rules compared
A side-by-side comparison built from the challenges we record for both firms. Values marked in green are the better of the two on that line.
In numbers
- Cheaper entryFundingPips
- Higher max profit splitFundingPips
- Faster payoutInstant Funding
- More max-loss roomFundingPips
| FundingPips | Instant Funding | |
|---|---|---|
| Starts from | $29 · $5K | $44 · $625 |
| Price after discount | $29 | $39.60 |
| Discount code | None | AFF8989 (10%) |
| Programs | Instant, 1-step, 2-step | Instant, 1-step |
| Account sizes | $5K – $200K | $625 – $120K |
| Profit split | 80% – 95% | 80% |
| Drawdown | Static or trailing, by program | Static or trailing, by program |
| Max loss | 5% – 12% | 6% – 10% |
| News trading | In some programs | In some programs |
| Weekend holding | Not allowed | In some programs |
| EAs allowed | Allowed | Allowed |
| Fastest payout | every 7 days | every 1 days |
| Platforms | Not available | MT5 · cTrader · Match-Trader |
| Founded | 2022 | 2021 |
| Last updated | 10 November 2026 | 10 November 2026 |
Same account size, same number of steps
The cheapest challenge from each firm at each size (price after discount).
| Account size | FundingPips | Instant Funding |
|---|---|---|
| $5K Instant | $60 · 95% · 5% | $53.10 · 80% · 6% |
| $5K 1 step | $74 · 80% · 12% | $51.30 · 80% · 6% |
| $10K Instant | $88 · 95% · 5% | $89.10 · 80% · 6% |
| $10K 1 step | $111 · 80% · 12% | $90 · 80% · 6% |
| $25K Instant | $188 · 95% · 5% | $173.70 · 80% · 6% |
| $25K 1 step | $255 · 80% · 12% | $166.50 · 80% · 6% |
| $50K Instant | $244 · 95% · 5% | $306.90 · 80% · 6% |
| $50K 1 step | $353 · 80% · 12% | $255.60 · 80% · 6% |
| $100K Instant | $444 · 95% · 5% | $731.70 · 80% · 6% |
| $100K 1 step | $666 · 80% · 12% | $450 · 80% · 6% |
Price · Profit split · Max loss
The code is applied at checkout on the firm's website. Check the offer terms before paying.
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